Annunities
Creditor Life
Critical Illness
Endowment
Pension Plan
Term Life
Universal Life
Whole LifeUniversal Life
Designed to provide lifetime coverage
It is a type of permanent life insurance designed to provide lifetime coverage. Unlike whole life insurance, universal life insurance policies are flexible and may allow you to raise or lower your premium payment or coverage amounts throughout your lifetime.
Policy Benefits
- Lifetime Protection & Investment
- Flexible premium payments — You decide the amount of life insurance and premium payments
- Guaranteed death benefit — Life insurance proceeds are generally income tax free to the beneficiary.
- Access to cash value — The cash value can be accessed to help with education expenses, provide a retirement supplement, or other personal objectives.
Our Life Products
Annunities
An investment account typically used for retirement savings or to generate regular income payments in retirement
Creditor Life
Group creditor life insurance is a type of life insurance coverage that can be purchased by a creditor. It was designed with you in mind.
Critical Illness
An insurance product in which the insurer is contracted to typically make a lump sum cash payment on a predetermined illness
Endowment
Specifically designed to provide cash when it is most needed. No need to wait until maturity to receive the sum assured.
Pension Plan
A retirement plan that requires an employer to make contributions into a pool of funds set aside for a worker’s future benefit
Term Life
The most affordable coverage because it offers protection for a specific number of years. Use it to Supplement a permanent policy.
Universal Life
A type of permanent life insurance designed to provide lifetime coverage. Universal life insurance policies are flexible
Whole Life
A form of permanent life insurance, whole life insurance features guaranteed premiums, death benefits, and cash value.
