Term Life
The most affordable coverage
Term life insurance is often the most affordable coverage because it offers protection for a specific number of years. You may want to purchase a term life insurance policy to: Get valuable coverage at an affordable price; Help cover specific financial responsibilities like a mortgage or college expenses; Supplement a permanent policy
Ideal for people who wish to provide life insurance protection for their families at a relatively reasonable price for a specific amount of time
Policy Benefits
- Provides death benefits only
- Pays benefits only if you die while the term of the policy is in effect
- Easiest and most affordable life insurance to buy
- Can be used as temporary additional coverage with a permanent life insurance policy
- Can be converted to whole life insurance
Our Life Products
Annunities
An investment account typically used for retirement savings or to generate regular income payments in retirement
Creditor Life
Group creditor life insurance is a type of life insurance coverage that can be purchased by a creditor. It was designed with you in mind.
Critical Illness
An insurance product in which the insurer is contracted to typically make a lump sum cash payment on a predetermined illness
Endowment
Specifically designed to provide cash when it is most needed. No need to wait until maturity to receive the sum assured.
Pension Plan
A retirement plan that requires an employer to make contributions into a pool of funds set aside for a worker’s future benefit
Term Life
The most affordable coverage because it offers protection for a specific number of years. Use it to Supplement a permanent policy.
Universal Life
A type of permanent life insurance designed to provide lifetime coverage. Universal life insurance policies are flexible
Whole Life
A form of permanent life insurance, whole life insurance features guaranteed premiums, death benefits, and cash value.