Critical Illness
Critical Illness insurance helps offset any shortfall on your medical aid
Otherwise known as critical illness cover or a dread disease policy, is an insurance product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of an insurance policy.
Policy Benefits
Critical illness benefits can provide additional funds for the following:
- Pay off debt
- Pay for any treatment abroad that would otherwise not be covered
- To help offset any shortfall on your medical aid.
- For additional expenses or reduced income because of lifestyle changes.
- To access the best medical technology – something that medical aids don’t always do.
- Take a vacation
Our Life Products
Annunities
An investment account typically used for retirement savings or to generate regular income payments in retirement
Creditor Life
Group creditor life insurance is a type of life insurance coverage that can be purchased by a creditor. It was designed with you in mind.
Critical Illness
An insurance product in which the insurer is contracted to typically make a lump sum cash payment on a predetermined illness
Endowment
Specifically designed to provide cash when it is most needed. No need to wait until maturity to receive the sum assured.
Pension Plan
A retirement plan that requires an employer to make contributions into a pool of funds set aside for a worker’s future benefit
Term Life
The most affordable coverage because it offers protection for a specific number of years. Use it to Supplement a permanent policy.
Universal Life
A type of permanent life insurance designed to provide lifetime coverage. Universal life insurance policies are flexible
Whole Life
A form of permanent life insurance, whole life insurance features guaranteed premiums, death benefits, and cash value.