Antillean Group sells Term, Whole Life and Universal Life insurance products.
Term Life Insurance products are a type of life insurance that provides a death benefit if the insured dies during a specified period.
If the insured lives until the end of the specified term, the policy owner may have the right to continue the coverage provided by the policy (Convertible Term)
Whole Life is life insurance that provides lifetime insurance coverage at a level premium rate that does not increase as the insured age increases.
Annunities
An investment account typically used for retirement savings or to generate regular income payments in retirement
Creditor Life
Group creditor life insurance is a type of life insurance coverage that can be purchased by a creditor. It was designed with you in mind.
Critical Illness
An insurance product in which the insurer is contracted to typically make a lump sum cash payment on a predetermined illness
Endowment
Specifically designed to provide cash when it is most needed. No need to wait until maturity to receive the sum assured.
Pension Plan
A retirement plan that requires an employer to make contributions into a pool of funds set aside for a worker’s future benefit
Term Life
The most affordable coverage because it offers protection for a specific number of years. Use it to Supplement a permanent policy.
Universal Life
A type of permanent life insurance designed to provide lifetime coverage. Universal life insurance policies are flexible
Whole Life
A form of permanent life insurance, whole life insurance features guaranteed premiums, death benefits, and cash value.
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Term Life
Used as Collateral
Guaranteed Death Benefit
Fixed Premium
Used for Protection Only
Coverage for fixed or short period
Whole Life
Used as Collateral
Guaranteed Death Benefit
Fixed Premium
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Used for Protection & Investment
Builds Cash Value
Provides Lifetime Coverage
Can be Surrendered for
Accumulated Cash Value
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Allow Loans on Cash Value
Universal Life
Used as Collateral
Guaranteed Death Benefit
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Used for Protection & Investment
Builds Cash Value
Provides Lifetime Coverage
Can be Surrendered for
Accumulated Cash Value
Allow Additional Deposits
Allow Withdrawals on Cash Value
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Flexible Premium
Allow Additional Deposits
Allow withdrawls on Cash Value